Take a look at the wide variety of credit catalogues available which allow you to pay for your brand new television on a weekly or monthly plan.
Every home needs a television set. Having your TV break down can really have a negative impact on your daily life. If you don’t have the money available to purchase a new TV outright, what can you do? Fortunately, there are catalogues available where you can find TVs available on credit, spreading your cost out using a buy now, pay later payment plan.
Before picking a new television for your home, you should always try to figure out what will suit your living room situation the best.
Starting to shop around for a new TV is fun and exciting. However there are so many options available and new technology showing up every day that it can get confusing very fast.
The first thing to think about as you shop for a new TV is size. You can determine this by figuring out where the TV will be placed and how far away you will be sitting. It is wasteful to get a large TV for a small room or a room in which you will be sitting very close to the screen. You will actually have a worse viewing experience than if you went with a smaller, more appropriately sized set.
Next, you need to figure out which type of television you want. The most popular current types are LED, LCD, and Plasma. If price is a concern, an LCD television will give you a good picture at a low price. LED technology is more expensive, but allows a super-slim profile while maintaining a crisp and sharp picture. Plasma televisions provide a good middle ground in both price and function, however they are not as popular of a choice as they used to be. If you want a more expensive television but fear the hit it would make to your bank account, consider using one of the many BNPL payment options that are available in many catalogues. You will be able to get the TV you want and spread the payments out.
When it comes time to pay for the TV you want, you have many credit options available to you.
The most common payment plan offered by online shops and catalogues is buy now, pay later. Usually abbreviated to BNPL, this type of payment plan allows you to take your item home or get it shipped immediately, while deferring your payment until a later date. Every store or catalogue has their own specific terms and conditions for the financing, but many offer an initial interest free period, wherein you can pay off your item without incurring any extra fees. The interest free period will vary, but is often a year, with some catalogues offering 2 years. Be aware that the longer the interest free period is, the more stringint the credit requirements are likely to be. If your credit is not good enough for these, you can always try a shorter term financing option.
Another financing option offered by catalogues is a weekly or monthly pay scheme. In these, the payments will be set over a period of anywhere from a few months to 3 years. Remember to keep in mind that electronic devices such as televisions often have restrictions on when you are allowed to make a return if you find yourself unhappy with your purchase. Catalogue companies such as Look Again have a period of 14 days in which you can decide to return an unopened item without penalty. Be mindful that if you have set up and turned on your device, you may not be eligible to return it unless it is defective.
Televisions frequently come with a manufacturers warranty of one year, however you can extend this online to up to 5 years. Store warranties are also available to extend the length, but be aware that they are not necessarily the best deal, so feel free to shop around.