Have you been refused a phone contract recently? Just get a mobile on finance using home shopping credit catalogues instead and then a sim-only deal on contract basis!
The approval rate is higher when getting a phone on finance from a catalogue, compared to being accepted on a usual contract from a mobile provider. The price that you will pay ends up being around the same. So if you have been refused a contract from a network, examine our list of catalogues that offer the options of paying monthly, weekly and pay later choices of options.
How To Choose A Mobile Phone
It can be a frustrating option to work out which phone is the best, with so many options available. The very first thing to consider is your plans as to how you are going to use your phone and the features on the phone that you feel that you will need the most. Every mobile phone has the capacity of just talking and texting, so if that is your only goal, the sim only phone is probably your best option, as it will have the best tariff available.
However, if something a little more sophisticated is your fancy, then a phone with a good digital camera, an MP3 player and a web browser located all in one device may be to your liking. This is a more complex choice, and your options are narrower, because there are less overall phones from which you have to choose. Other options that are available phones with a full QWERTY keyboard that includes email and messaging choices. These types of phones are more appropriate for use in business and for people who are active on the social networks.
There is usually a range of phones and tariffs that fall into the categories of phones that nearly everyone can find that fits their unique set of circumstances. You can also find a wide variety of handset models from catalogues in the UK.
When you are ready to apply, you can simply use your catalogue to do so. There is a wide choice of catalogues to use for this purpose. This procedure is made simpler by the use of the easy tool navigation that is shown to the left for easy searching for the information you are seeking.
Buying A Mobile Phone On Credit
There are several things to consider when buying a phone on credit, the most critical being how much interest will be paid on the agreement. Most of the plans that are available for credit purchases of phones will result in the total amount paid being more than the original purchase price. In a general sense, the longer the period in which you make your payments, the greater will be your total cost, but the lower will be the amounts of your installments.
Many stores will add penalties, in effect making you pay a fine for reminders and payments that are missed. Schemes that are buy now, pay later are many times interest free, just as long as you pay the balance of the contract in full at the end of the deferred payment period. Keep in mind that if the balance is not paid in full, the arrangement reverts automatically to a credit agreement that will include interest.
It has never been easier to purchase online either, as the entire process of financing is very straight forward and gives immediate results in most instances. All the manufacturers such as Apple, Samsung, HTC, Nokia, Sony and others offer terms. The very latest models of smart phones are available to nearly everyone. Most of the companies do require that checks on the credit of customers be carried out, but the criteria for acceptance is very basic, which results in a high rate of acceptance.