Big List Of 22 Home Shopping Credit Catalogues With Buy Now Pay Later


This is a list of home shopping credit catalogues that allows you to pay for your items in installments on a monthly basis. Whether you are looking for the latest fashion items, an electrical appliance, consumer electronics, gifts, or items for the home, you can find it in a shopping catalogue listed below.

Credit catalogues are an ideal way to get items and spread your payments with a variety of options such as:

  • Buy now pay later
  • Pay weekly
  • Pay monthly

Credit accounts are available to anyone over the age of 18 and a UK resident. A credit check is required before being approved for finance, but even if you have a bad credit history or poor credit score, you may still be eligible to open an account online.


argosEveryone has heard of this popular catalogue company who have over 700 stores around the country offering over 45,000 different products. Apply for an Argos Card and you can buy now and pay later. Right now you can pay nothing for 6 months every time you spend £99 or more. Pay 3 months later every time you spend £50 or more.

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Ambrose Wilson

ambrose-wilsonThis company came to existence way back in 1875 with the help of James David Williams. Now it is one of the most popular catalogue companies, specialising in ladies clothing in sizes 12-34. With thousands of fashionable items online Ambrose Wilson offer expert fashion advice and clothes for all occasions. It’s not just ladies fashion they sell though, Ambrose Wilson also stock a variety of home and garden items, gadgets, toys, some of the most played and sought after video games, gifts and a wide selection of jewelries.

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Bargain Crazy

bargain-crazyThis catalogue offers a variety of well known brands at discount prices.  Bargain Crazy stocks a wide selection of products such as clothing for women, men and children as well as other everyday items including homewares, garden tools, electrical goods and appliances.  Top brands include Nike, Adidas, FCUK, G-Star RAW, Superdry and many more. Bargain Crazy offer big savings on their products and are not to be missed.

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brighthouseBrightHouse is one of the biggest rent-to-own companies in the UK and provides a wide selection of household items payable on a weekly or monthly basis. With over 250 high street stores across the country, BrightHouse currently have over 250,000 happy customers. You will find a huge selection of products such as home entertainment devices, audio equipment, computers and laptops, mobile phones, home cleaning appliances and a range of home furniture. All purchases are both delivered and installed at your home within 7 days. If you are suffering from poor credit, BrightHouse are more sympathetic than some of the other catalogue companies listed here.

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curvissaThis company revolves around the idea of giving a huge variety of selection to every customer that is in need of plus size fashion. Offering a very comprehensive selection of fashion clothing such as dresses, tops, skirts, trouser, coats, jackets, lingerie, swimwear, footwear, a huge variety of accessories and clothing for special occasions, Curvissa offers its customers a huge range of items at an affordable cost.

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daxonWith the aim of giving each and every customer the best quality products, the company has acquired the title of being the 3rd largest home shopping catalogue in the UK. Offering a hassle free shopping environment, Daxon is able to give its customers the luxury to choose from widest variety of ladies wear, plus size fashion clothing, menswear, shoes, lingerie, home appliances and equipment, healthcare products and even the latest news about the today’s fashion trends.  They have a collection for mature women who struggle to find their ideal clothes and they remain a popular choice for females over 50. Daxon pride themselves on their ‘all sizes, one price’ policy and offer not only plus sized clothing including lingerie but also tall and petite ranges, footwear in sizes 2-9 and wide fitting shoes.

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Dial a TV

Ddialatv-logoial a TV provide a range of household products on low cost weekly or monthly payments. Repairs are included in the price and saves on the potentially high cost of repair in LCD panels or a high cost of call out for kitchen appliances.  You can choose from a range of TV’s, laptops, tablets, washing machines, cookers, freezers and more.

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Fashion World

fashionworldOffering major deals and promotions with its products such as clothing, accessories, lingerie (including 45 different brands and sizes from 28-56, cups A-L), footwear, sportswear, swimwear, maternity wear,  menswear, home decorations and appliances, gadgets and equipment, gifts for all types of occasion and the widest variety of electrical and beauty products.  Fashion World have a number of exclusive ranges and can offer next day delivery to your home or workplace. They also have a 14 day ‘try before you buy’ offer and you can spread the cost of your purchases with a personal account.

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Fifty Plus

fiftyplusThis company was founded in 1875 by J D Williams and Company Limited and aims to please the mature woman who is still very much young at heart.  Fifty Plus is a great place to shop for that special occasion; they even have mother of the bride outfits. Customers can feel assured they’ll be satisfield with up to 14 days to ‘try before you buy’, detailed sizing guides, easy returns and a helpful and friendly customer service team.  As with all the catatlogues featured on CatalogueSpot, the Fifty Plus website has everything in place to make sure your online transactions are safe.

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House of Bath

houseofbathThe company was founded in 1998, and now offers quality products for every room in the home. Since then the company given their customers quality products and services, ranging from a huge selection of furniture, home decorations, home textiles, home wares, outdoor appliances and equipment and electrical needs. They are specialists in home solutions including storage, cleaning and utility products.   Not only that they also offer clothing, gifts and items is related to everyday living. Their online site has a large selection of exclusives that are not shown in the catalogue as well as a constantly updated ‘new in’ section.

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jacamoFrom suits that fit beautifully to cool casuals and everything in between, Jacamo can keep your wardrobe up to date at an affordable price.  They provide big name brands in a big range of sizes; any man can be well dressed with Jacamo.  The catalogue mainly consist of menswear, accessories, sportswear and footwear but also includes some home appliances, electrical tools and gadgets, gifts, and more. The perfect catalogue for acquiring new and fabulous designs in men’s apparel. Next day delivery is standard for orders placed before 5pm and you can spread the cost with a personal account.

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JD Williams

jd-williamsThe company was founded in 1875 by J D Williams and Company Limited, and offers a wide selection of affordable ladies fashion items and wide fitting footwear. They have a variety of styles in sizes 12-34 and offer top brands such Anna Scholz, Carol Spenser and Regatta. JD Williams is mostly aimed at women over 40 but also includes clothes for men, home and electrical products, gifts and beauty products too. You can spread the cost of your shopping with a personal credit account and have upto 14 days to try before you buy.

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julipaWith a variety of products like fashion clothing, swimwear, gifts, toys and home and garden items, Julipa offer a wide selection of products, but their main focus is in providing stylish fashion for the more mature lady. They offer a range of fashionable items in sizes 10-30 and provide good value for money for their target market of over 40’s ladies.

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kaleidoscopeFrom fashion to footwear, furniture to kitchenware, Kaleidoscope offers a big selection of everyday items that will suit everyones budget. Featuring an extensive range of fashionable items for women and children, you can also pick up items such as swimwear, shoes and various items for the home and garden.

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La Redoute

laredouteThis catalogue has a unique French flavour and everything they sell has a touch of chic French style. Offering a wide range of women’s fashion clothing, La Redoute stock everything from simple plain white t shirts to exclusive items by international fashion designers. You can also pick up shoes, accessories, lingerie and  plus size clothing. Men, children and babies will not be left out as this company has a range of clothing to suit the family. With brands such as Nike Tipster and Adidas, La Redoute offer a variety of items at an affordable price.

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Look Againlookagain

Look again is a company that features stylish items for women. Fashion is their main forte and they offer over 100 items of new styles every week which all come with 10% discount in the first week of release. Full of expert fashion advice, Look Again will show you how to wear the seasons latest trends using their unique interactive tools. It’s not only fashion though, as Look again also offer electrical appliances and gadgets, stylish items for the home, sports equipment, electrical tools and more.

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marisotaThe company was founded in 1875 by J D Williams and Company Limited, and aims to provide the latest fashion clothing for women in a wide variety of styles and sizes. You will find a selection of clothing from jeans, skirts, dresses, knitwear, coats, lingerie, accessories and outfits for special occasions. Marisota is popular with women over 40, but also stocks an extensive range of electrical goods, home and garden items, gifts and even clothing for men too.  With hundreds of exclusive offers, you can receive next day delivery and have up to 14 days to try before you buy.

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Premier Man

premiermanThis is the catalogue with a large selection of men’s clothes and footwear aimed at the larger man. Ranging from items such as trousers, suits, shirts, jeans and tops, Premier Man provides a wide variety of items for the modern stylish man with sizes upto 5XL. You can choose from suits to casual wear along with a selection of shoes and accessories. It’s not all about men though, as they also stock a selection of clothes for women too and also provide top branded electrical goods, home and garden items and a range of gifts at affordable prices.

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Simply Be

simplybeThis catalogue specialises in fashion for the curvier confident lady and offers a selection of clothing in plus size range. As featured on TV, Simply Be focuses on helping plus size women look their best with clothing in sizes 14-32 featuring items from big brands and famous name designers. As well as items for women, Simply Be also offer mens clothing, children’s clothing, electrical goods, gifts, sports equipment and items for the home. Next day delivery is available and a mammoth 28 days to try before you buy.

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swimwear365Swimwear365 offers an exclusive range of swimwear items including, swimsuits, bikinis, tankini style items to suit a range of bodytypes. They are the UK’s largest online swimwear provider offering a wide range of items which are trendy, flattering and affordable. With hundreds of different styles available for all seasons, you can be sure to find some suitable swimwear whatever the occasion. They stock exclusive brands such as Buffalo, Lascana and S. Oliver as well as French Connection, Marie Clarie, Adidas, Converse and many more.

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The Brilliant Gift Shop

tbgsThe company started as a simple gift shop with the purpose of giving the customers the freedom to choose and buy unique gifts, but has now grown to provide over 20,000 different gift ideas and boasts of providing something for everyone.  From toys for youngsters to special gifts to grandparents, The Brilliant Gift Shops allows you to shop from gifts for him, for her, for children and by occasion. This catalogue has regular sales and special deals of the week and provides next day delivery direct to your home or work.

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Witt International

witt-internationalThis company prides itself on a large collection of  high quality UK and European fashion items for both men and women at affordable prices to suit everyone. The range is constanly being updated and added to and you are sure to find something stylish to wear. It’s not just clothing though, as Witt International also have a good selection of home and garden items to help give a stylish touch to your home.

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Quick Guide To Pay Monthly Shopping Catalogues

Shopping using a pay monthly credit catalogue allows you to pay for your goods over several weeks or months, rather than paying for them upfront. This type of shopping is also commonly known as:

-Buy now & pay later
-Spread the cost credit accounts
-Buying on finance

Why should I use them?

  • You can replace essentials such as a broken washing machine or the kids’ shoes when they need them, without worrying about finding the money immediately.
  • Spread the cost of major occasions such as Christmas or a special birthday so that you can treat your family without going over budget.
  • You can take advantage of price-cut promotions to get what you need for less.

How does it work?

To start the process off, you need to apply for credit account when you checkout. This is a straight-forward procedure and you will usually get a decision instantly or sometime within a few hours. Your credit offer will contain information on:

  • Your credit limit
  • The APR (rate of interest)
  • Terms and conditions

It’s helpful to print this information off so that you can refer to it at a later date.

Will I be credit checked?

Yes. All companies providing credit facilities have a legal obligation to check your identity (that you are who you say you are) and your credit rating before providing you finance. Remember that you have to be over 18 and a UK resident to apply.

I have bad credit history – do I stand a chance of being accepted?

This will depend on your personal circumstances and credit history. Each company has a different credit checking criteria and some are easier to be approved than others. Click to view the recommended catalogues for bad credit.

What happens if my application is declined?

  • Don’t worry if you do get declined. Often this is due to factors which are simple to address.
  • Check you are on the electoral register
  • Get a copy of your credit file and see if it’s accurate.
  • See if you have any CCJs (County Court Judgments relating to non-payment). They stay on your credit record for six years and greatly reduce your credit rating.
  • Check for defaults (non-payment) on your credit record. Like CCJ’s, they will stay in place for six years, markedly reducing your chances of obtaining further credit.
  • Ensure you are keeping up payments on existing credit such as a mobile phone contract or credit card.
  • Previous debts – Have you had previous debts with the catalogue company you are applying for and perhaps inadvertently tried to sign up with another catalogue in the same group?
  • Is there a history of fraud on your credit file (Such as CIFA warnings)? If so, then you are unlikely to get credit
  • No credit – If you haven’t had credit before, this can be a hard one, because there is no history of how you manage credit. Each catalogue group has its own criteria for extending credit, so if you aren’t accepted by one group (for example Littlewoods), it’s always worth applying elsewhere.

Don’t apply to several simultaneously. Spread the applications out over several months. If still unsuccessful, look at taking out credit elsewhere which, provided you repay it, can enhance your credit rating and perhaps make you a more attractive lending proposition.

How do I pay?

Each month you will receive a statement from your catalogue company which will include all of your spending and details about your credit limit and monthly repayment options.

If you maintain these monthly repayments on time, you could qualify for a credit limit increase allowing you to increase your spending and increase your credit rating too.

How much will my repayments be?

The exact amount varies from company to company, but typically the minimal monthly repayments are around 5% of the balance owed. For example, if you bought items to the value of £100, you would need to pay off £5 a month. The quicker you pay off your debt, the less you will pay in interest.

What happens if I can’t pay?

Don’t ignore the problem. Letting the non-payment build up may well increase the amount of interest you pay and can ultimately result in debt collectors becoming involved, court action and a severely damaged credit rating.

Contact the company and explain. Often they can work with you to come to some sort of arrangement for repayment over a longer period, or freeze your account so that you can’t make any more purchases, just pay back what you owe.



  1. really good value

  2. I have a JD williams catalogue and Great Universal, on JD £400, on Great Universal I have £1200. I’m a few hundred into each account and hope to clear it soon, but I keep of thinking of extra stuff I need especially during christmas and it all ads up fast.

  3. Been buying items from catalogue company JD Williams for 7 years. I pay for my shopping monthly to spread the cost, and until October 2014 I never had any issues. Recently I was made redundant from work and wanted to make reduced payments which they accepted. Very good experience.

  4. Your website is crappy and needs fixing….

  5. I tried applying up for catalogues like BargainCrazy but keep getting declined. i am 18 years old. They said it was because cos couldnt find my name and address listed somewhere???

  6. All a waste of time. Say catalogue for people bad credit and get refused so pointless!!!

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